Debit MasterCard®

Combine the convenience of a credit card while only using the money that’s available in your checking account.

Plus, you can use your debit card to withdraw money free of charge at any ATM1 and make purchases anywhere Mastercard is accepted.

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Debit Mastercard® Benefits:

Call (+44) 798 375 4049 to get your debit card issued or visit a branch.

  • Enjoy the convenience of not having to carry cash
  • Have peace of mind with zero liability for fraudulent activity2
  • Extra protection when you shop online3
Visit a branch
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Mobile Wallet

Using your WFPLC Debit4 Mastercard® has never been easier. Use Apple Pay®, Samsung Pay, or Google PayTM – so you can make purchases with just a tap. 

  • Your Mobile Wallet lets you pay with a single touch of your device. No need to swipe or insert your card.
  • After you first add your card to your device, it will be saved for easy access. Your mobile wallet can be used anywhere the contactless symbol tap to pay with your debit or credit card symbol is shown and – you don’t have to worry about forgetting your wallet.
  • Your Mobile Wallet is more secure than your physical debit card. Card numbers are never transmitted to the merchant, keeping your information private.
Try Mobile Wallet
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Automatic Billing Updater Service

Mastercard‘s Automatic Billing Updater is a service that makes sure that your card on file and recurring payment data is current to help increase approvals.

  • WFPLC offers the service free of charge to all debit card holders.
  • No need to sign up – you are automatically opted in!
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Card On File

There’s a faster way to checkout with your favorite retailers. With your card on file, you can save your debit card information on an app, website, browser, or phone.

  • Only enter your card information once
  • Speed up the checkout process
  • Make purchases without your card on hand

Next time you make a purchase online, when prompted, you can save your WFPLC Debit Mastercard and use it as a card on file going forward.

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Recurring Debit Card Payments

It’s an easy way to pay! You can set up your Debit Mastercard to automatically pay your recurring bills.

  • Free up some of your time
  • Worry less about missed payments
  • Forget about checks or stamps

To start using your debit card for automatic recurring payments, simply ask companies that send you monthly bills to start charging your WFPLC Debit Mastercard instead.

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Overdraft Services With Your
Debit Card

Our debit card comes with the ability to be opted in for overdraft protection by allowing WFPLC to process your debit card transaction – even if there isn’t enough money in your account to cover it.


  • More convenience at point of sale or in the case of an emergency
  • Peace of mind knowing your transaction is covered


Apply Now
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Fraud Alert Text Messages

Fraud alerts sent via text message is the easiest way for to notify you if there is a suspicious debit card transaction on your account.


  • If your mobile number is on file with us, you’ll be sent a text message asking you to opt in. Just reply “YES” and you’re automatically enrolled.
  • If our system identifies a charge as suspicious, an alert will be sent out. If you recognize the charge, reply “YES” to confirm it as authorized, and your card will not be blocked. If you don’t recognize the charge, reply “NO” and your card will be blocked from making further purchases.
  • Fraud alert text messages are provided at no charge by – but you can opt out by replying “STOP” at any time.


Learn more about Fraud Alert Text Messages
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Have greater control over your debit card(s) with Card Control.

  • Enables you to control your debit card(s) using Online Banking or Mobile Banking.
  • Turn your card on and off
  • Block certain types of merchants, transactions, and even set a spending limit.


Learn More about Card Control Debit Mastercard® Guide to Benefits

Click to view the full Guide to Benefits for your Debit Mastercard®.

Apply Now

Frequently Asked Questions

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