Fast Access to Funds up to $1,000,000

Apply in Minutes. Quick Decisions.

We understand the importance of local business growth in our community, and want to see your small business continue to grow and thrive. We provide quick underwriting decisions1, have flexible guidelines and are one of the top 10 Small Business Administration lenders in Massachusetts2.

WFPLC SimpliCapital

A streamlined loan application process, so we can say "yes" faster— and more often.
  • Apply in Minutes

    Simple online application and fast decisions.
    Apply Now
  • Quick Decisions

    As soon as one day after completed application.      

  • Fast Funding

    Fast access to funds up to $1,000,000
  • Small Business Term Loan

    The perfect solution to help you purchase inventory or equipment, make capital improvements, or refinance debt. Your funds are received in one lump sum and paid back over an agreed upon repayment schedule.

    • Loan amounts up to $1,000,000

    • Predictable monthly payments

    • Flexible terms

    • Interest paid may be tax deductible3

    Apply in Minutes See Full Terms & Disclosures

    Not sure if Small Business Term Loan is right for you? We’ll help you find what is!

Get assistance with all of your funding needs.

If cannot approve your request, we have partnered with Fundation, who can potentially offer you other options to address the financing needs of your business.

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Business Overdraft Protection

This is the ideal way to add a layer of protection to your business checking account. A line of credit is linked to your business checking and will automatically transfer funds if your account balance falls below $0, so you never have to worry about bouncing a check or not having access to funds when you need it.

  • Line amounts up to $10,000
  • Flexible repayment terms
  • Access to funds when you need them
  • Lower interest rate than most credit cards
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Small Business Administration (SBA) Loans4

As a preferred SBA lender, we’re able to further help businesses in our community to grow and expand by offering government-guaranteed SBA loans. These loans help businesses that may not qualify for conventional loans get the funding they need to start or grow a business.

  • Fixed or variable rate options
  • Flexible repayment terms available
  • Get quick access to the funds you need

Ready to get started?
Chat with us today!

To learn more, or to find out if you qualify for an SBA loan, visit a branch and speak with a Small Business Development Officer.

Visit a Branch

To learn more about our Small Business Lending solutions or to schedule a meeting, connect with us today.